“Henry Ford said, ‘A quick penny is better than a slow dollar.’ So I go for the quick buck, not the big buck. Sears & Roebuck said, ‘Don’t put all your eggs in one basket.’ And Alexander Graham Bell said, ‘If you got something, you better sell it yourself.’”

“Hetty [1834-1916] believed the problems [caused by the Banker's Panic of 1907] could be traced to another source: ‘There’s one reason why we have hard times: money easy coming and easy going! American children are not taught how to save money but how to spend it. Everything they want — give it to them so long as you know the price of the credit. That’s the policy of the modern mother and she is raising a nation of spendthrifts whose one thought is to get what they want when they want it.”